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The 64,000+ New Jersey Realtors® members are some of the most professional and experienced real estate professionals in the state. In working with homeowners of all ages throughout New Jersey, Realtors® understand how exciting and potentially nerve-wracking the decision to purchase a first home can be. To help prepare buyers for the road ahead, we’ve compiled a dozen tips to get you started. 1. Get a Sense of What You Can Afford   Take the time to get a clear sense of how you save and spend your money. By calculating a…

Free Freddie Mac Webinar Hear from Freddie Mac's Anthony D. Hutchinson, Director, Government & Industry Relations about several programs the organization offers, including downpayment solutions, condo guidelines and a new REO platform.   REGISTER HERE.

Information provided by Western Technologies Group.   Can you rely on public flood information when determining flood zones for your clients?   The answer is no. When you adopt this practice, you leave yourself open to liability. All public sources will have disclaimers in varying degrees which say the information should not be used for flood insurance rating purposes. These public systems are also not pinpoint accurate in identifying property locations and are not official determinations of flood status.   There are…

FOR IMMEDIATE RELEASE Contact: Allison Rosen arosen@njrealtor.com | 609-341-7130   New Jersey Realtors Supports Advancement of Bill Providing People a New Path to Homeownership   Trenton, N.J. (February 27, 2017) – Today, the New Jersey Senate Community and Urban Affairs Committee advanced S2804 to create a program to provide people greater resources and opportunities to become first-time homeowners. New Jersey Realtors, the trade association representing more than 48,000 members, supports the advancement of this bill and…

FOR IMMEDIATE RELEASE Contact: Allison Rosen Director of Communications, NJ Realtors arosen@njrealtor.com | 609-341-7130   NJ Realtors Releases Report on National Flood Insurance Program   Trenton, N.J. (January 4, 2017) – The New Jersey Realtors Governmental Research Foundation released a report today showing the impact of the National Flood Insurance Program on the state. While focused on New Jersey, the findings are applicable nationwide. The study, broken into two reports, Examining Flood Map Changes in New Jersey and…

FOR IMMEDIATE RELEASE CONTACT: Allison Rosen, Director of Communications arosen@njrealtor.com | 609-341-7130 New Jersey Realtors Names Cliffside Park Resident, Robert Oppenheimer, 2017 President   Atlantic City, N.J. (December 21, 2016) — New Jersey Realtors, the trade association serving more than 48,000 members, named Robert Oppenheimer, of Cliffside Park, its 2017 president during their Centennial Gala and President’s Installation on December 6 at its annual Realtors Triple Play Convention in Atlantic City. Also installed…

“But in 2003, we upgraded the bathroom, built a jungle gym and put in a new dishwasher.”   What Realtor® hasn’t felt challenged during pricing discussions with homeowners in a similar situation? And why wouldn’t an average homeowner expect to earn a return on home improvements?   Thankfully, there is a common ground when it comes to landing on a solid listing price. Here are five proven tools and techniques for guiding your seller in the right direction.   Getting real on the value of home improvements Flushing out…

Consumers and Realtors® beware: There's a new hacking/phishing email scam that's hitting the real estate market, according to information issued recently by the Federal Trade Commission and the National Association of Realtors®.   This isn't your average run-of-the-mill email scam. This is a sophisticated scheme where hackers break into the email accounts of brokers, agents, attorneys, and title companies to gain information about their clients, including contact information and closing dates. Once obtained, they pose as the…

By: G. M. Filisko House hunting is just like any other shopping expedition. If you identify exactly what you want and do some research, you’ll zoom in on the home you want at the best price. These eight tips will guide you through a smart homebuying process. 1. Know thyself. Understand the type of home that suits your personality. Do you prefer a new or existing home? A ranch or a multistory home? If you’re leaning toward a fixer-upper, are you truly handy, or will you need to budget for contractors?   2. Research before you…

Your credit score comes from several pieces of information about you, including whether you make payments on time and how much you spend.   Nowadays just about everyone, from landlords to lenders, judges you based on your credit score. In part because credit companies, like banks, have been so inundated during the past few years, far too many of us have mistakes buried deep within our credit reports.   If you happen to be one of those unlucky folks, mistakes made by the credit company may be costing you hard earned money…